# Study in New Zealand from India

Country guide · For students from India. Checked 18 October 2026; next check January 2027. Researched by the UNIFER research team. Reviewed by Devjot Singh, founder, UNIFER. Rules change: always confirm with the official body before applying.

Page: https://uniferedu.com/study-in/new-zealand

## In short

- **NZD 850** student visa fee (from); you also show one year’s tuition paid and NZD 20,000 a year for living costs
- **3 years** of open work after a master’s studied full-time in New Zealand for at least 30 weeks
- **25 hours** a week of work in term, full-time in scheduled breaks
- **Yes** a master’s student’s partner can get an open work visa

## What changed recently

- Since 3 Nov 2025: students can work 25 hours a week in term.
- From 1 Apr 2026: the minimum wage is NZD 23.95 an hour.
- From 16 Nov 2026: a graduate diploma with a bachelor’s gives open work for the time studied (max 1 year); Level 5–7 diplomas and certificates of 24+ weeks not on INZ’s list get a 6-month Short-Term Graduate Work Visa.

## Studying in New Zealand from India: 8 things to know

New Zealand suits Indian students who want a long post-study stay: a master’s studied full-time in New Zealand for at least 30 weeks gives up to 3 years of open work, and you can work 25 hours a week while studying.

1. **Post-Study Work Visa: up to 3 years of open work after a master's** studied full-time in New Zealand for **at least 30 weeks**. Once only; apply within **3 months** of the student visa ending. Fee from NZD 1,670; NZD 5,000 funds.
2. **Courses that lead to a post-study work visa:** master's of 30+ full-time weeks in New Zealand (3-year post-study visa) and **postgraduate diplomas** of 30+ weeks (post-study visa for the time studied, about 1 year). **Courses that give less or no post-study work:** 60-credit postgraduate certificates (half a year, normally under 30 weeks), part-time, online or distance programmes (no student visa), graduate diplomas and graduate certificates (Level 7: undergraduate awards, at most 1 year of post-study work), and diplomas that admit on Class XII (not postgraduate).
3. **Student visa (Fee Paying Student Visa): from NZD 850**; 80% decided within 7 weeks. Show **one year's tuition paid** (or pay after approval in principle) and **NZD 20,000 a year** for living costs, plus a ticket home.
4. **Loans and sponsors from India:** loan sanction and disbursal letters; loans from 12 listed public-sector banks are processed faster; **NBFC loans are not recommended** by INZ. Only **immediate family** can sponsor or sign the Financial Undertaking. INZ may require the **Funds Transfer Scheme** (ANZ or BNZ).
5. **Work: 25 hours a week** in term (since 3 Nov 2025), full-time in scheduled breaks; no limit for research master's and PhD.
6. **Partner can work:** a master's student's partner can get an open **Partner of a Student Work Visa** (from NZD 1,630; NZD 4,200 funds).
7. **English: IELTS 6.5 (no band below 6.0)** or PTE 58 (no skill below 50) at the universities; Duolingo 120 accepted by AUT, Waikato, Massey, VUW, Canterbury, Lincoln and Otago (not Auckland). Not mandatory for the visa itself.
8. **Intakes: February/March and July.** February deadlines run from 31 Oct (Massey) to 1 Dec (Auckland, Canterbury, Lincoln). Apply for the visa at least 3 months before travel; applications from India take longer.

## How do New Zealand universities and master’s degrees work?

A New Zealand master’s (Level 9) takes 1 year (120 points) after honours or a postgraduate diploma, or about 18 months to 2 years (180 or 240 points) after a bachelor’s. There are 8 state-funded universities.

- **Providers:** 8 state-funded universities (Auckland, AUT, Waikato, Massey, Victoria University of Wellington, Canterbury, Lincoln, Otago), 16 polytechnics (ITPs) and about 550 private training establishments. A student visa needs an approved provider that has signed the **Code of Pastoral Care** (Code of Practice 2021).
- **Levels (NZQCF):** bachelor's, graduate certificate and graduate diploma = Level 7; postgraduate certificate (60 credits) and postgraduate diploma (120 credits) = Level 8, not degrees; **master's = Level 9**; doctorate = Level 10. 120 credits (points) = one full-time year.
- **Master's length:** 120 points (1 year) usually needs honours or a postgraduate diploma; 180 points (about 18 months) or 240 points (2 years) after a bachelor's.
- **Admission** is set by each university per programme. Rules on visas, work and post-study are national.
- **Entry level of sub-master's awards:** diplomas (Levels 5–6) can admit on Class XII (AUT: Standard XII, 60%); graduate diplomas and graduate certificates (Level 7) need a degree (Massey: a 3-year diploma or degree); postgraduate certificates and diplomas (Level 8) need a bachelor's.

Official sources:

- [Study with New Zealand, Understand New Zealand's education system](https://www.studywithnewzealand.govt.nz/en/why-new-zealand/education-system) (checked 2026-10-18)
- [Study with New Zealand, Working with education agents](https://www.studywithnewzealand.govt.nz/en/plan-your-studies/education-agents) (checked 2026-10-18)
- [NZQA, About the NZQCF](https://www2.nzqa.govt.nz/qualifications-and-standards/about-new-zealand-qualifications-credentials-framework/) (checked 2026-10-18)
- [INZ, Fee Paying Student Visa (read in Chrome)](https://www.immigration.govt.nz/visas/fee-paying-student-visa/) (checked 2026-10-18)
- [NZQA, The Tertiary and International Learners Code of Practice; The Code for learners](https://www2.nzqa.govt.nz/tertiary/the-code/) (checked 2026-10-18)
- [University of Auckland, Pastoral Care Code of Practice](https://www.auckland.ac.nz/en/about-us/about-the-university/statements-codes/pastoral-care-code-of-practice.html) (checked 2026-10-18)
- [Massey University, Pastoral Care Code of Practice; support for international students; accommodation ;](https://www.massey.ac.nz/study/international-students/support-for-international-students/) (checked 2026-10-18)
- [University of Otago, Visas, support services, refunds, accommodation, living costs](https://www.otago.ac.nz/study/fees/refunds) (checked 2026-10-18)
- [NZQA, About qualifications and credentials, and the master's, postgraduate certificate, postgraduate diploma and graduate diploma type pages](https://www2.nzqa.govt.nz/qualifications-and-standards/about-qualifications-and-credentials/) (checked 2026-10-18)
- [University of Auckland, Research postgraduate entry requirements (master's lengths)](https://www.auckland.ac.nz/en/study/applications-and-admissions/entry-requirements/postgraduate-entry-requirements/research-postgraduate-entry-requirements.html) (checked 2026-10-18)
- [University of Auckland, Master of Engineering Studies](https://www.auckland.ac.nz/en/study/study-options/find-a-study-option/master-of-engineering-studies-mengst.html) (checked 2026-10-18)
- [AUT, International student fees at AUT (read in Chrome)](https://www.aut.ac.nz/study/fees-and-scholarships/fees-to-study-at-aut/international-student-fees-at-aut) (checked 2026-10-18)
- [Victoria University of Wellington, Postgraduate study options](https://www.wgtn.ac.nz/international/study-options/postgraduate/options) (checked 2026-10-18)
- [INZ, Working on a student visa](https://www.immigration.govt.nz/study/once-you-have-a-student-visa/working-on-a-student-visa/) (checked 2026-10-18)
- [INZ Operational Manual, U6.5 Distance education (correspondence) students (effective 02/12/2013)](https://www.immigration.govt.nz/opsmanual/34249.htm) (checked 2026-10-18)
- [INZ Operational Manual (issue 7 Oct 2026), WD3.1 Determining a Post-Study work visa (effective 18/11/2024; read in Chrome)](https://www.immigration.govt.nz/opsmanual/71685.htm) (checked 2026-10-18)
- [INZ, Post-Study Work Visa (read in Chrome)](https://www.immigration.govt.nz/visas/post-study-work-visa/) (checked 2026-10-18)
- [INZ, Qualifications needed for a Post-Study Work Visa](https://www.immigration.govt.nz/study/after-you-finish-your-study/qualifications-needed-for-a-post-study-work-visa/) (checked 2026-10-18)
- [INZ Operational Manual, WD3.5 Currency and conditions of Post-study work visas (effective 20/04/2026)](https://www.immigration.govt.nz/opsmanual/71752.htm) (checked 2026-10-18)
- [INZ, Staying to work after finishing your study](https://www.immigration.govt.nz/study/after-you-finish-your-study/staying-to-work-after-finishing-your-study/) (checked 2026-10-18)
- [INZ, New and updated post-study work visa options (published 29 May 2026; first published 12 Mar 2026)](https://www.immigration.govt.nz/about-us/news-centre/new-and-updated-post-study-work-visa-options/) (checked 2026-10-18)
- [University of Canterbury, Enrol as an international student: steps 1 (upd. 13 Feb 2026), 2 Apply in myUC (upd. 16 Sep 2025), 6 Complete your enrolment (upd. 12 May 2026)](https://www.canterbury.ac.nz/study/getting-started/admission-and-enrolment/enrol-international-student/2-apply-in-myuc-international) (checked 2026-10-18)
- [INZ Operational Manual, Appendix 13 – Green List (effective 23/03/2026)](https://www.immigration.govt.nz/opsmanual/77204.htm) (checked 2026-10-18)
- [INZ Operational Manual, WF4.1 Work visas for partners of holders of student visas (effective 20/04/2026)](https://www.immigration.govt.nz/opsmanual/46524.htm) (checked 2026-10-18)
- [INZ, Bringing family if you have a student visa](https://www.immigration.govt.nz/process-to-apply/once-you-have-a-visa/bringing-family-to-new-zealand/bringing-family-on-a-student-visa/) (checked 2026-10-18)
- [INZ, Partner of a Student Work Visa](https://www.immigration.govt.nz/visas/partner-of-a-student-work-visa/) (checked 2026-10-18)
- [INZ, Dependent Child Student Visa](https://www.immigration.govt.nz/visas/dependent-child-student-visa/) (checked 2026-10-18)
- [INZ, Skilled Migrant Category Resident Visa](https://www.immigration.govt.nz/visas/skilled-migrant-category-resident-visa/) (checked 2026-10-18)
- [NZQA, qualification types: Diploma, Certificate, Graduate certificate, Bachelor's degree, Bachelor Honours degree](https://www2.nzqa.govt.nz/qualifications-and-standards/about-qualifications-and-credentials/diploma/) (checked 2026-10-18)
- [AUT, International student entry requirements (bachelor's and diplomas by country, incl. India; graduate diplomas) (read in Chrome)](https://www.aut.ac.nz/study/entry-requirements/international-student-entry-requirements) (checked 2026-10-18)
- [Massey University, Entry requirements for international students; Master of Information Sciences; Master of Analytics ;](https://www.massey.ac.nz/study/all-qualifications-and-degrees/master-of-information-sciences-PMINS/) (checked 2026-10-18)
- [NZQA, English language entry requirements for international students, and the Table for internationally recognised English proficiency outcomes (PDF)](https://www2.nzqa.govt.nz/tertiary/english-language-entry-requirements-for-international-students/) (checked 2026-10-18)
- [AUT, International postgraduate student entry requirements (India table) and international entry requirements (read in Chrome)](https://www.aut.ac.nz/study/entry-requirements/international-student-entry-requirements/international-postgraduate-student-entry-requirements) (checked 2026-10-18)
- [University of Auckland, Master of Information Technology](https://www.auckland.ac.nz/en/study/study-options/find-a-study-option/master-of-information-technology-minfotech.html) (checked 2026-10-18)
- [University of Waikato, Key university dates](https://www.waikato.ac.nz/int/study/key-university-dates/) (checked 2026-10-18)
- [Massey University, Admission application due dates; key dates; application checklists](https://www.massey.ac.nz/study/admission-and-enrolment/key-admission-and-course-enrolment-dates/admission-application-due-dates/) (checked 2026-10-18)
- [Lincoln University, Apply](https://www.lincoln.ac.nz/study/apply-and-enrol/apply/) (checked 2026-10-18)
- [Victoria University of Wellington, Master of Computer Science (requirements and overview, international, read in Chrome)](https://www.wgtn.ac.nz/explore/postgraduate-programmes/master-of-computer-science/requirements?international=true) (checked 2026-10-18)
- [University of Canterbury, Professional Master of Computer Science; Master of Business Information Systems ;](https://www.canterbury.ac.nz/study/academic-study/qualifications/master-of-business-information-systems) (checked 2026-10-18)
- [Lincoln University, Entry requirements (read in Chrome)](https://www.lincoln.ac.nz/study/apply-and-enrol/apply/entry-requirements/) (checked 2026-10-18)

## Can I apply with an Indian degree, and is a 3-year bachelor’s accepted?

Yes: a 3-year bachelor’s is accepted, often for the 180- or 240-point master’s. AUT asks for 65% in the final year; other universities ask for a B or B- average and publish no India percentage.

- **3-year bachelor's: accepted**, often for the 180- or 240-point master's. AUT: minimum 3-year degree, **65% in the final year** (70% for Business, Computer and Information Sciences, Science); AUT postgraduate diplomas from 40%.
- **Other universities ask a B or B- average** (often in final-year courses) and publish no India percentage. Auckland converts grades with its own GPE scale (B- = 65–69%, B = 70–74% on its scale; Indian Second Class starts its B range).
- **Recognised institutions:** AUT and VUW use NOOSR/ENIC (UK ENIC) lists; Massey and Auckland publish Indian institution lists.
- **Indian English-medium degree as English proof:** only at some universities and only for listed institutions (Auckland and Otago lists; Waikato via UK ECCTIS; VUW only IITs and NITs).
- **Not found:** university rules on backlogs, gap years and online Indian degrees. Massey does not accept provisional results as proof of a degree; Lincoln accepts applications while results are pending.
- **Bachelor's from Class XII (information only):** Waikato and Massey take CBSE/ISC at 75% (English 60%).

Official sources:

- [University of Waikato, Entry requirements for international students (robots.txt blocks anthropic-ai; read under general rules)](https://www.waikato.ac.nz/int/study/apply/international/entry-requirements-for-international-students/) (checked 2026-10-18)
- [Massey University, Entry requirements for international students; Master of Information Sciences; Master of Analytics ;](https://www.massey.ac.nz/study/all-qualifications-and-degrees/master-of-information-sciences-PMINS/) (checked 2026-10-18)
- [University of Otago, Language requirements; Approved institutions, India (English medium) ;](https://www.otago.ac.nz/study/entry-requirements/approved-institutions-india-tertiary-study-in-the-english-medium) (checked 2026-10-18)
- [NZQA, qualification types: Diploma, Certificate, Graduate certificate, Bachelor's degree, Bachelor Honours degree](https://www2.nzqa.govt.nz/qualifications-and-standards/about-qualifications-and-credentials/diploma/) (checked 2026-10-18)
- [NZQA, About qualifications and credentials, and the master's, postgraduate certificate, postgraduate diploma and graduate diploma type pages](https://www2.nzqa.govt.nz/qualifications-and-standards/about-qualifications-and-credentials/) (checked 2026-10-18)
- [AUT, International student entry requirements (bachelor's and diplomas by country, incl. India; graduate diplomas) (read in Chrome)](https://www.aut.ac.nz/study/entry-requirements/international-student-entry-requirements) (checked 2026-10-18)
- [AUT, International postgraduate student entry requirements (India table) and international entry requirements (read in Chrome)](https://www.aut.ac.nz/study/entry-requirements/international-student-entry-requirements/international-postgraduate-student-entry-requirements) (checked 2026-10-18)
- [University of Auckland, Master of Information Technology](https://www.auckland.ac.nz/en/study/study-options/find-a-study-option/master-of-information-technology-minfotech.html) (checked 2026-10-18)
- [University of Auckland, Master of Engineering Studies](https://www.auckland.ac.nz/en/study/study-options/find-a-study-option/master-of-engineering-studies-mengst.html) (checked 2026-10-18)
- [University of Auckland, GPE calculator country-specific guidelines (upd. Aug 2020) and institutional listing (upd. Jan 2021), PDFs ;](https://cdn.auckland.ac.nz/assets/auckland/study/applications-and-admissions/gpe-calculator/institutional-listing.pdf) (checked 2026-10-18)
- [University of Auckland, Grade descriptors policy](https://www.auckland.ac.nz/en/about-us/about-the-university/policy-hub/education-student-experience/assessment/grade-descriptors-policy.html) (checked 2026-10-18)
- [Victoria University of Wellington, Master of Computer Science (requirements and overview, international, read in Chrome)](https://www.wgtn.ac.nz/explore/postgraduate-programmes/master-of-computer-science/requirements?international=true) (checked 2026-10-18)
- [University of Canterbury, Professional Master of Computer Science; Master of Business Information Systems ;](https://www.canterbury.ac.nz/study/academic-study/qualifications/master-of-business-information-systems) (checked 2026-10-18)
- [Lincoln University, Entry requirements (read in Chrome)](https://www.lincoln.ac.nz/study/apply-and-enrol/apply/entry-requirements/) (checked 2026-10-18)
- [University of Otago, International entrance requirements; Master of Business; MSc(Applied) (read in Chrome)](https://www.otago.ac.nz/international/future-students/entrance-requirements/international-entrance-requirements) (checked 2026-10-18)
- [Massey University, Documents you need for admission applications](https://www.massey.ac.nz/study/admission-and-enrolment/documents-you-need-for-admission-applications/) (checked 2026-10-18)
- [University of Waikato, Apply (international)](https://www.waikato.ac.nz/int/study/apply/international/) (checked 2026-10-18)
- [NZQA, Recognition arrangements with other countries](https://www2.nzqa.govt.nz/international/recognition-arrangements/) (checked 2026-10-18)
- [Victoria University of Wellington, Entry requirements (India country record)](https://www.wgtn.ac.nz/international/applying/entry-requirements) (checked 2026-10-18)
- [Massey University, Subcontinent and Middle East Tier One institutions](https://www.massey.ac.nz/study/admission-and-enrolment/grade-point-average-calculator/tier-one-institutions-list/subcontinent-and-middle-east-tier-one-institutions/) (checked 2026-10-18)
- [NZQA, Evaluating overseas qualifications (IQA) and Apply for an IQA](https://www2.nzqa.govt.nz/international/recognise-overseas-qual/iqa/) (checked 2026-10-18)
- [NZQA, English language entry requirements for international students, and the Table for internationally recognised English proficiency outcomes (PDF)](https://www2.nzqa.govt.nz/tertiary/english-language-entry-requirements-for-international-students/) (checked 2026-10-18)
- [University of Auckland, Postgraduate English language requirements, and the 2027 requirements PDF (effective 1 Aug 2026)](https://www.auckland.ac.nz/en/study/applications-and-admissions/entry-requirements/postgraduate-entry-requirements/postgraduate-english-language-requirements.html) (checked 2026-10-18)
- [University of Canterbury, English language requirements (upd. 08 Oct 2026)](https://www.canterbury.ac.nz/study/getting-started/admission-and-enrolment/enrolment-topics/english-language-proficiency/english-language-requirements) (checked 2026-10-18)
- [University of Waikato, Postgraduate English Language Entry Requirements PDF (upd. 30 Apr 2026)](https://www.waikato.ac.nz/assets/Uploads/Study-with-us/How-to-apply/Undergraduate/Postgraduate-English-Language-Entry-Requirements-30.04.26.pdf) (checked 2026-10-18)
- [Victoria University of Wellington, Standard postgraduate English requirements](https://www.wgtn.ac.nz/international/applying/entry-requirements/english-language/standard-postgraduate) (checked 2026-10-18)
- [Lincoln University, English language requirements](https://www.lincoln.ac.nz/study/apply-and-enrol/apply/english-language-requirements/) (checked 2026-10-18)
- [AUT, English language requirements for master's degrees (read in Chrome)](https://www.aut.ac.nz/study/entry-requirements/english-language-requirements/english-language-requirements-for-masters-degrees) (checked 2026-10-18)
- [INZ, Working on a student visa](https://www.immigration.govt.nz/study/once-you-have-a-student-visa/working-on-a-student-visa/) (checked 2026-10-18)
- [INZ, Partner of a Student Work Visa](https://www.immigration.govt.nz/visas/partner-of-a-student-work-visa/) (checked 2026-10-18)
- [INZ, Dependent Child Student Visa](https://www.immigration.govt.nz/visas/dependent-child-student-visa/) (checked 2026-10-18)
- [INZ, Skilled Migrant Category Resident Visa](https://www.immigration.govt.nz/visas/skilled-migrant-category-resident-visa/) (checked 2026-10-18)

## How do I apply to a New Zealand university?

You apply on each university’s portal or through a university-listed agent (VUW takes Indian postgraduate applications through agents only). February deadlines run from 31 Oct (Massey) to 1 Dec (Auckland, Canterbury, Lincoln).

- Apply on each university's portal or through a university-listed agent. **VUW takes Indian postgraduate applications through agents only.**
- **Fees:** Auckland NZD 100 (none through a registered agent); VUW none; Waikato, Massey, Canterbury and Lincoln list none; Otago lists NZD 93 for admission on an overseas qualification (ad eundem statum): confirm with Otago before applying.
- **Decisions:** Auckland within 4 weeks of complete documents; VUW 3–4 weeks.
- **Documents:** transcripts with the grading scale, degree certificate, official English translations, English test, certified passport copy; Otago may ask for an ECE credential report. Research master's: research proposal, CV and an agreed supervisor.
- **Offer, then visa:** a conditional offer is enough for a visa approval in principle; then pay tuition and send the unconditional offer, usually within 10 days (15 with the Funds Transfer Scheme).

Official sources:

- [University of Auckland, Application fees](https://www.auckland.ac.nz/en/study/applications-and-admissions/how-to-apply/application-fees.html) (checked 2026-10-18)
- [Victoria University of Wellington, Entry requirements (India country record)](https://www.wgtn.ac.nz/international/applying/entry-requirements) (checked 2026-10-18)
- [University of Waikato, Apply (international)](https://www.waikato.ac.nz/int/study/apply/international/) (checked 2026-10-18)
- [University of Canterbury, Prepay your tuition fees (upd. 17 Oct 2025); Apply for your student visa (upd. 16 Sep 2025) ;](https://www.canterbury.ac.nz/study/getting-started/admission-and-enrolment/enrol-international-student/3-prepay-your-tuition-fees) (checked 2026-10-18)
- [Lincoln University, Apply](https://www.lincoln.ac.nz/study/apply-and-enrol/apply/) (checked 2026-10-18)
- [University of Otago, How to apply](https://www.otago.ac.nz/international/future-students/how-to-apply) (checked 2026-10-18)
- [Victoria University of Wellington, Postgraduate study options](https://www.wgtn.ac.nz/international/study-options/postgraduate/options) (checked 2026-10-18)
- [Massey University, Non-tuition fees; fee refunds ;](https://www.massey.ac.nz/study/fees-and-funding/non-tuition-fees/) (checked 2026-10-18)
- [University of Canterbury, Enrol as an international student: steps 1 (upd. 13 Feb 2026), 2 Apply in myUC (upd. 16 Sep 2025), 6 Complete your enrolment (upd. 12 May 2026)](https://www.canterbury.ac.nz/study/getting-started/admission-and-enrolment/enrol-international-student/2-apply-in-myuc-international) (checked 2026-10-18)
- [University of Otago, Administration fees (read in Chrome)](https://www.otago.ac.nz/study/fees/administration-fees) (checked 2026-10-18)
- [Massey University, Admission application due dates; key dates; application checklists](https://www.massey.ac.nz/study/admission-and-enrolment/key-admission-and-course-enrolment-dates/admission-application-due-dates/) (checked 2026-10-18)
- [University of Auckland, Postgraduate application closing dates](https://www.auckland.ac.nz/en/study/applications-and-admissions/how-to-apply/postgraduate-application-closing-dates.html) (checked 2026-10-18)
- [University of Canterbury, Overseas qualification (upd. 08 May 2026)](https://www.canterbury.ac.nz/study/getting-started/admission-and-enrolment/admission-pathways/overseas-qualification) (checked 2026-10-18)
- [Victoria University of Wellington, Dates and deadlines](https://www.wgtn.ac.nz/international/applying/dates-and-deadlines) (checked 2026-10-18)
- [Victoria University of Wellington, Master of Computer Science (requirements and overview, international, read in Chrome)](https://www.wgtn.ac.nz/explore/postgraduate-programmes/master-of-computer-science/requirements?international=true) (checked 2026-10-18)
- [University of Auckland, Postgraduate applications](https://www.auckland.ac.nz/en/study/applications-and-admissions/how-to-apply/postgraduate-admission/postgraduate-applications.html) (checked 2026-10-18)
- [INZ, Fee Paying Student Visa (read in Chrome)](https://www.immigration.govt.nz/visas/fee-paying-student-visa/) (checked 2026-10-18)
- [INZ, Apply early and be ready (published 17 Sep 2026)](https://www.immigration.govt.nz/about-us/news-centre/apply-early-and-be-ready-tips-for-a-smooth-student-visa-application/) (checked 2026-10-18)
- [INZ, Student visa wait times (updated weekly)](https://www.immigration.govt.nz/study/for-education-providers/data-and-processing-times-for-international-student-visas/student-visa-wait-times/) (checked 2026-10-18)
- [INZ, Overseas student visa application decisions for 2025 (as of 16 Feb 2026)](https://www.immigration.govt.nz/study/for-education-providers/data-and-processing-times-for-international-student-visas/offshore-student-visa-application-decision-data/overseas-student-visa-application-decisions-for-2025/) (checked 2026-10-18)
- [Massey University, Documents you need for admission applications](https://www.massey.ac.nz/study/admission-and-enrolment/documents-you-need-for-admission-applications/) (checked 2026-10-18)
- [University of Otago, Documents required (read in Chrome)](https://www.otago.ac.nz/international/future-students/entrance-requirements/documents-required) (checked 2026-10-18)
- [AUT, International postgraduate student entry requirements (India table) and international entry requirements (read in Chrome)](https://www.aut.ac.nz/study/entry-requirements/international-student-entry-requirements/international-postgraduate-student-entry-requirements) (checked 2026-10-18)
- [INZ, Genuine intentions to study in New Zealand](https://www.immigration.govt.nz/process-to-apply/applying-for-a-visa/providing-evidence-and-documents-to-support-your-visa-application/genuine-intentions-to-study-in-new-zealand/) (checked 2026-10-18)
- [INZ, How we process applications](https://www.immigration.govt.nz/process-to-apply/waiting-for-a-visa/processing-a-visa-application/how-we-process-applications/) (checked 2026-10-18)
- [INZ, Student fund requirements (incl. the India section)](https://www.immigration.govt.nz/process-to-apply/applying-for-a-visa/providing-evidence-and-documents-to-support-your-visa-application/student-fund-requirements/) (checked 2026-10-18)
- [AUT, Applying to study at AUT (read in Chrome)](https://www.aut.ac.nz/study/applying) (checked 2026-10-18)

## How much does it cost, and how much money must I show?

Taught master’s cost about NZD 42,000–75,000 a year. For the visa you show one year’s tuition paid and NZD 20,000 a year for living costs, with bank statements for the last 3 months.

- **Tuition (international, NZD):** taught master's about 42,000–75,000 a year. Examples: Auckland Master of IT 55,214 (2026); AUT Master of Computer and Information Sciences 49,460 per 120 points; Massey Master of Information Sciences 47,490 (2027); VUW Master of Computer Science 72,250 full programme (2027); Otago MSc(Applied) Computer Science 74,760 (2027). Plus a student services levy of about 1,100–1,300.
- **Visa funds:** NZD 20,000 a year (NZD 1,667 a month under a year). Bank statements must show the last 3 months; fixed deposits held 3+ months; deposits over NZD 2,000 must be explained.
- **Not accepted as tuition proof:** screenshots of bank transfers and receipts from education agents.
- **Funds Transfer Scheme:** NZD 20,000 per year moved to an ANZ or BNZ account; released at up to NZD 1,666 a month after arrival; refunded if the visa is declined.
- **Living costs:** Auckland and Wellington NZD 20,000–27,000 a year; Dunedin NZD 18,000–21,000.
- **Scholarships for Indians:** Auckland India High Achievers (25% of first-year tuition; offer by 20 Oct 2026); Canterbury India High Achievers NZD 5,000. Open to Indians: Otago Global Master's NZD 15,000; VUW NZD 10,000; Lincoln NZD 7,000–15,000; Waikato up to NZD 15,000; Massey NZD 5,000.
- **Refunds if the visa fails:** Auckland refunds less NZD 1,060 (may be waived); Waikato less NZD 500; Canterbury in full on request; Otago less NZD 100.

Official sources:

- [AUT, International student fees at AUT (read in Chrome)](https://www.aut.ac.nz/study/fees-and-scholarships/fees-to-study-at-aut/international-student-fees-at-aut) (checked 2026-10-18)
- [Study with New Zealand, Tuition fees and cost of living](https://www.studywithnewzealand.govt.nz/en/plan-your-studies/cost-of-living) (checked 2026-10-18)
- [University of Auckland, Postgraduate international fees](https://www.auckland.ac.nz/en/study/fees-and-money-matters/tuition-fees/international-student-fees/postgraduate-international-fees.html) (checked 2026-10-18)
- [University of Auckland, Master of Information Technology](https://www.auckland.ac.nz/en/study/study-options/find-a-study-option/master-of-information-technology-minfotech.html) (checked 2026-10-18)
- [University of Waikato, International tuition costs](https://www.waikato.ac.nz/int/study/fees-costs/international-tuition-costs/) (checked 2026-10-18)
- [Massey University, Tuition fees for international students](https://www.massey.ac.nz/study/fees-and-funding/tuition-fees-for-international-students/) (checked 2026-10-18)
- [Victoria University of Wellington, Master of Computer Science (requirements and overview, international, read in Chrome)](https://www.wgtn.ac.nz/explore/postgraduate-programmes/master-of-computer-science/requirements?international=true) (checked 2026-10-18)
- [University of Canterbury, International tuition fees: master's (upd. 26 Aug 2026)](https://www.canterbury.ac.nz/study/getting-started/study-and-living-costs/study-costs/international-tuition-fees/masters) (checked 2026-10-18)
- [Lincoln University, International fees (2026)](https://www.lincoln.ac.nz/study/fees/international-fees/) (checked 2026-10-18)
- [University of Otago, International tuition fees 2027 (Business School; Sciences) ;](https://www.otago.ac.nz/study/fees/international-tuition-fees/sciences) (checked 2026-10-18)
- [University of Waikato, Master of Information Technology (upd. 26 Aug 2026)](https://www.waikato.ac.nz/int/study/qualifications/master-of-information-technology/) (checked 2026-10-18)
- [Study with New Zealand, Understand New Zealand's education system](https://www.studywithnewzealand.govt.nz/en/why-new-zealand/education-system) (checked 2026-10-18)
- [INZ, Fee Paying Student Visa (read in Chrome)](https://www.immigration.govt.nz/visas/fee-paying-student-visa/) (checked 2026-10-18)
- [INZ, Student fund requirements (incl. the India section)](https://www.immigration.govt.nz/process-to-apply/applying-for-a-visa/providing-evidence-and-documents-to-support-your-visa-application/student-fund-requirements/) (checked 2026-10-18)
- [INZ, Genuine intentions to study in New Zealand](https://www.immigration.govt.nz/process-to-apply/applying-for-a-visa/providing-evidence-and-documents-to-support-your-visa-application/genuine-intentions-to-study-in-new-zealand/) (checked 2026-10-18)
- [University of Otago, Visas, support services, refunds, accommodation, living costs](https://www.otago.ac.nz/study/fees/refunds) (checked 2026-10-18)
- [University of Auckland, India High Achievers Scholarship](https://www.auckland.ac.nz/en/study/scholarships-and-awards/find-a-scholarship/university-of-auckland-india-high-achievers-scholarship-1143-all.html) (checked 2026-10-18)
- [University of Canterbury, Incoming first-year scholarships, international (upd. 23 Apr 2024)](https://www.canterbury.ac.nz/study/getting-started/scholarships/incoming-first-year-scholarships/international-students) (checked 2026-10-18)
- [University of Otago, International scholarships](https://www.otago.ac.nz/international/future-students/fees-scholarships/international-scholarships) (checked 2026-10-18)
- [Victoria University of Wellington, Postgraduate International Scholarship](https://www.wgtn.ac.nz/scholarships/current/vuw-postgraduate-international-scholarship) (checked 2026-10-18)
- [Lincoln University, International scholarships](https://www.lincoln.ac.nz/study/scholarships/international-scholarships/) (checked 2026-10-18)
- [University of Waikato, Vice-Chancellor's International Excellence Scholarship; scholarship FAQs](https://www.waikato.ac.nz/int/study/scholarships/find-a-scholarship/vice-chancellors-international-excellence-scholarship/) (checked 2026-10-18)
- [Massey University, Toroa International Postgraduate Fee Scholarships](https://www.massey.ac.nz/study/scholarships-and-awards/toroa-international-postgraduate-fee-scholarships/) (checked 2026-10-18)
- [MFAT, India](https://www.mfat.govt.nz/en/countries-and-regions/asia/india) (checked 2026-10-18)
- [University of Auckland, Fee refunds](https://www.auckland.ac.nz/en/study/fees-and-money-matters/tuition-fees/paying-your-fees/fee-refunds.html) (checked 2026-10-18)
- [University of Waikato, Non-tuition costs (refunds)](https://www.waikato.ac.nz/int/study/fees-costs/non-tuition-costs/) (checked 2026-10-18)
- [Massey University, Non-tuition fees; fee refunds ;](https://www.massey.ac.nz/study/fees-and-funding/non-tuition-fees/) (checked 2026-10-18)
- [University of Canterbury, Tuition fee refunds (upd. 08 Dec 2025)](https://www.canterbury.ac.nz/study/getting-started/study-and-living-costs/study-costs/tuition-fee-refunds) (checked 2026-10-18)
- [Victoria University of Wellington, Student visa](https://www.wgtn.ac.nz/international/prepare-to-study/student-visa) (checked 2026-10-18)

## How do I get a New Zealand student visa from India?

You apply online with INZ for a Fee Paying Student Visa (from NZD 850) at least 3 months before travel, with a chest X-ray. In 2025, 59% of offshore student visas decided for India were approved.

- **Fee Paying Student Visa**, online with INZ from outside New Zealand. Up to 4 years; issued for the period paid for.
- **Checklist:** passport, photo, offer of place, tuition receipt (or approval-in-principle route), funds and their source, Financial Undertaking or sponsor if used, outward ticket or money, insurance, **chest X-ray** (India is not a low-TB country), police certificates if total stay is 24 months or more.
- **Genuine intentions:** study plans, why this course, plans after study, source of funds and any refusal by any country. Declaring a plan for a post-study visa is not held against the student.
- **Processing:** universities' students averaged 2 weeks recently (80% within 5 weeks); peak October to March; no priority for late applications.
- **Approval rate:** offshore student visas from India in 2025: 4,276 approved of 7,235 decided (59%); 2,838 declined.
- **Refusal:** an application made from India cannot be reconsidered; a new application is needed.
- **Already in New Zealand on a visitor visa:** a student visa can be applied for onshore (genuine intentions still checked).
- **Family:** partner on a Partner of a Student Work Visa (open work; same length as the student's visa; living together). **Children:** free (domestic) schooling only through a PhD parent or through the partner's work visa; otherwise visitor visas (school up to 3 months) or international fees.

Official sources:

- [INZ, Fee Paying Student Visa (read in Chrome)](https://www.immigration.govt.nz/visas/fee-paying-student-visa/) (checked 2026-10-18)
- [Study with New Zealand (Education New Zealand), Visas (read in Chrome)](https://www.studywithnewzealand.govt.nz/en/plan-your-studies/visas) (checked 2026-10-18)
- [INZ, Visitor Visa](https://www.immigration.govt.nz/visas/visitor-visa/) (checked 2026-10-18)
- [University of Auckland, Student visa applications for new students](https://www.auckland.ac.nz/en/students/student-support/personal-support/international-student-support/visa-information/How-to-apply-for-a-student-visa/Student-visa-applications-for-new-students.html) (checked 2026-10-18)
- [Massey University, Visas for international students](https://www.massey.ac.nz/study/international-students/visas-for-international-students/) (checked 2026-10-18)
- [University of Waikato, Preparing to come to New Zealand; student visas](https://www.waikato.ac.nz/int/study/international/preparing-to-come-to-new-zealand/) (checked 2026-10-18)
- [INZ, Apply early and be ready (published 17 Sep 2026)](https://www.immigration.govt.nz/about-us/news-centre/apply-early-and-be-ready-tips-for-a-smooth-student-visa-application/) (checked 2026-10-18)
- [MFAT, New Zealand High Commission to India](https://www.mfat.govt.nz/en/countries-and-regions/asia/india/new-zealand-high-commission) (checked 2026-10-18)
- [INZ, Getting help with your visa application](https://www.immigration.govt.nz/study/study-visas/getting-help-with-your-visa-application/) (checked 2026-10-18)
- [NZ Legislation, Immigration (Visa, Entry Permission, and Related Matters) Regulations 2010, Schedule 4 Fees and Schedule 6 Immigration levy (version as at 01 June 2026; read in Chrome)](https://www.legislation.govt.nz/secondary-legislation/pco-drafted/2010/241/en/latest/) (checked 2026-10-18)
- [INZ, Genuine intentions to study in New Zealand](https://www.immigration.govt.nz/process-to-apply/applying-for-a-visa/providing-evidence-and-documents-to-support-your-visa-application/genuine-intentions-to-study-in-new-zealand/) (checked 2026-10-18)
- [INZ, Student visa wait times (updated weekly)](https://www.immigration.govt.nz/study/for-education-providers/data-and-processing-times-for-international-student-visas/student-visa-wait-times/) (checked 2026-10-18)
- [INZ, Overseas student visa application decisions for 2025 (as of 16 Feb 2026)](https://www.immigration.govt.nz/study/for-education-providers/data-and-processing-times-for-international-student-visas/offshore-student-visa-application-decision-data/overseas-student-visa-application-decisions-for-2025/) (checked 2026-10-18)
- [INZ, How we process applications](https://www.immigration.govt.nz/process-to-apply/waiting-for-a-visa/processing-a-visa-application/how-we-process-applications/) (checked 2026-10-18)
- [INZ, Countries with a low incidence of tuberculosis](https://www.immigration.govt.nz/process-to-apply/applying-for-a-visa/providing-evidence-and-documents-to-support-your-visa-application/health-requirements/countries-with-a-low-incidence-of-tuberculosis/) (checked 2026-10-18)
- [INZ, Who can get public health care](https://www.immigration.govt.nz/process-to-apply/applying-for-a-visa/providing-evidence-and-documents-to-support-your-visa-application/health-requirements/who-can-get-public-health-care/) (checked 2026-10-18)
- [INZ, How to get a temporary visa decision reviewed](https://www.immigration.govt.nz/visas/how-to-get-a-temporary-visa-decision-reviewed/) (checked 2026-10-18)
- [INZ, Working on a student visa](https://www.immigration.govt.nz/study/once-you-have-a-student-visa/working-on-a-student-visa/) (checked 2026-10-18)
- [Victoria University of Wellington, Student visa](https://www.wgtn.ac.nz/international/prepare-to-study/student-visa) (checked 2026-10-18)
- [INZ Operational Manual, U6.5 Distance education (correspondence) students (effective 02/12/2013)](https://www.immigration.govt.nz/opsmanual/34249.htm) (checked 2026-10-18)
- [INZ Operational Manual, E2.10 Who may apply for a temporary visa (effective 07/05/2021) and E2.15 Who may not apply (effective 29/11/2010) ;](https://www.immigration.govt.nz/opsmanual/34166.htm) (checked 2026-10-18)
- [INZ, Check or change your student visa conditions](https://www.immigration.govt.nz/study/once-you-have-a-student-visa/check-or-change-your-student-visa-conditions/) (checked 2026-10-18)
- [INZ, Bringing family if you have a student visa](https://www.immigration.govt.nz/process-to-apply/once-you-have-a-visa/bringing-family-to-new-zealand/bringing-family-on-a-student-visa/) (checked 2026-10-18)
- [INZ, Partner of a Student Work Visa](https://www.immigration.govt.nz/visas/partner-of-a-student-work-visa/) (checked 2026-10-18)
- [INZ Operational Manual, WF4.1 Work visas for partners of holders of student visas (effective 20/04/2026)](https://www.immigration.govt.nz/opsmanual/46524.htm) (checked 2026-10-18)
- [INZ, Dependent Child Student Visa](https://www.immigration.govt.nz/visas/dependent-child-student-visa/) (checked 2026-10-18)
- [INZ, Child of a Student Visitor Visa](https://www.immigration.govt.nz/visas/child-of-a-student-visitor-visa/) (checked 2026-10-18)
- [INZ, Partner of a Student Visitor Visa (page header read)](https://www.immigration.govt.nz/visas/partner-of-a-student-visitor-visa/) (checked 2026-10-18)
- [INZ, Post-Study Work Visa (read in Chrome)](https://www.immigration.govt.nz/visas/post-study-work-visa/) (checked 2026-10-18)
- [INZ, Staying to work after finishing your study](https://www.immigration.govt.nz/study/after-you-finish-your-study/staying-to-work-after-finishing-your-study/) (checked 2026-10-18)
- [INZ, New and updated post-study work visa options (published 29 May 2026; first published 12 Mar 2026)](https://www.immigration.govt.nz/about-us/news-centre/new-and-updated-post-study-work-visa-options/) (checked 2026-10-18)
- [Study with New Zealand, Work visa rights (incl. FAQ)](https://www.studywithnewzealand.govt.nz/en/plan-your-studies/visas/work-visa-rights-new-zealand) (checked 2026-10-18)
- [INZ, Partner of a Worker Work Visa (page header)](https://www.immigration.govt.nz/visas/partner-of-a-worker-work-visa/) (checked 2026-10-18)

## When should I start preparing?

Start 12 months before a February intake: shortlist in February–May, take IELTS or PTE in May–August, and apply between August and November (Massey closes 31 Oct).

| When | Step |
|---|---|
| Feb–May (12–9 months before) | Shortlist; check entry grade, master's length for a 3-year degree, institution and English-medium lists, fees. |
| May–Aug | IELTS/PTE (aim 6.5, no band below 6.0). Transcripts and certificates. Plan funds: 3 months' statements, loan from a listed bank. |
| Aug–Nov | Apply (Massey 31 Oct; Otago 15 Nov; Auckland, Canterbury, Lincoln 1 Dec; VUW 8 Dec). Scholarships from 20 Oct. Halls open 1 Aug. |
| Oct–Dec | Visa application at least 3 months before travel, with the offer. Chest X-ray. |
| Within about 10 days of approval in principle | Pay tuition, send the unconditional offer; Funds Transfer Scheme transfer if asked. |
| Jan–Feb | Visa granted; NZ Traveller Declaration; travel. |
| Week 1 after arrival | IRD (tax) number online; activate bank accounts; enrolment and orientation. |
| Within 3 months after the student visa ends | Apply for the Post-Study Work Visa. |

## Can I work while studying, and what happens on arrival?

You can work 25 hours a week in term and full-time in scheduled breaks, as an employee only. Insurance is a visa condition, and changing provider needs a new student visa.

- **Work:** 25 hours a week in term, full-time in scheduled breaks (courses of 120+ credits over 8+ months); employee only, no self-employment. Minimum wage NZD 23.95 an hour (from 1 Apr 2026). Income tax from 10.5% on the first dollar (17.5% above NZD 15,600).
- **Keep the visa:** attend, make progress, study the programme and provider on the visa. **Changing provider needs a new student visa.**
- **Housing:** no postgraduate hall guarantee; apply from 1 August the year before. Bond at most 4 weeks' rent; rent in advance at most 2 weeks; letting fees and key money are unlawful.
- **Health:** insurance is a visa condition; public health care is mainly for residents.
- **Travel:** a multiple-entry condition is needed to leave and come back.
- **Emergency 111**; police non-urgent 105. Racial discrimination is unlawful (Human Rights Commission).

Official sources:

- [University of Auckland, Accommodation for international students; postgraduates ;](https://www.auckland.ac.nz/en/on-campus/accommodation/how-to-apply/postgraduates.html) (checked 2026-10-18)
- [Victoria University of Wellington, Accommodation](https://www.wgtn.ac.nz/international/prepare-to-study/accommodation) (checked 2026-10-18)
- [Massey University, Pastoral Care Code of Practice; support for international students; accommodation ;](https://www.massey.ac.nz/study/international-students/support-for-international-students/) (checked 2026-10-18)
- [University of Canterbury, Postgraduate accommodation (upd. 29 Jul 2026)](https://www.canterbury.ac.nz/life/accommodation/postgraduate-accommodation) (checked 2026-10-18)
- [University of Waikato, Accommodation, Hamilton](https://www.waikato.ac.nz/int/students/accommodation/hamilton/) (checked 2026-10-18)
- [Study with New Zealand, Tuition fees and cost of living](https://www.studywithnewzealand.govt.nz/en/plan-your-studies/cost-of-living) (checked 2026-10-18)
- [University of Otago, Visas, support services, refunds, accommodation, living costs](https://www.otago.ac.nz/study/fees/refunds) (checked 2026-10-18)
- [Tenancy Services, Charging a general bond](https://www.tenancy.govt.nz/rent-bond-and-bills/bond/charging-a-bond/charging-a-general-bond/) (checked 2026-10-18)
- [Tenancy Services, Charging rent](https://www.tenancy.govt.nz/rent-bond-and-bills/rent/charging-rent/) (checked 2026-10-18)
- [Tenancy Services, Letting fees and key money](https://www.tenancy.govt.nz/rent-bond-and-bills/letting-fees-and-key-money/) (checked 2026-10-18)
- [INZ, Skilled Migrant Category Resident Visa](https://www.immigration.govt.nz/visas/skilled-migrant-category-resident-visa/) (checked 2026-10-18)
- [Consumer Protection (MBIE), Scammers defraud Kiwis of $265 million](https://www.consumerprotection.govt.nz/news-and-media/scammers-defraud-kiwis-of-265-million) (checked 2026-10-18)
- [INZ, Fee Paying Student Visa (read in Chrome)](https://www.immigration.govt.nz/visas/fee-paying-student-visa/) (checked 2026-10-18)
- [INZ, Who can get public health care](https://www.immigration.govt.nz/process-to-apply/applying-for-a-visa/providing-evidence-and-documents-to-support-your-visa-application/health-requirements/who-can-get-public-health-care/) (checked 2026-10-18)
- [INZ, Countries with a low incidence of tuberculosis](https://www.immigration.govt.nz/process-to-apply/applying-for-a-visa/providing-evidence-and-documents-to-support-your-visa-application/health-requirements/countries-with-a-low-incidence-of-tuberculosis/) (checked 2026-10-18)
- [Inland Revenue, New arrival to New Zealand: IRD number application (upd. 11 Sep 2026)](https://www.ird.govt.nz/managing-my-tax/ird-numbers/ird-numbers-for-individuals/new-arrival-to-new-zealand---ird-number-application) (checked 2026-10-18)
- [INZ, Funds Transfer Scheme](https://www.immigration.govt.nz/study/study-visas/funds-transfer-scheme/) (checked 2026-10-18)
- [University of Canterbury, Enrol as an international student: steps 1 (upd. 13 Feb 2026), 2 Apply in myUC (upd. 16 Sep 2025), 6 Complete your enrolment (upd. 12 May 2026)](https://www.canterbury.ac.nz/study/getting-started/admission-and-enrolment/enrol-international-student/2-apply-in-myuc-international) (checked 2026-10-18)
- [AUT, Applying to study at AUT (read in Chrome)](https://www.aut.ac.nz/study/applying) (checked 2026-10-18)
- [Massey University, Admission application due dates; key dates; application checklists](https://www.massey.ac.nz/study/admission-and-enrolment/key-admission-and-course-enrolment-dates/admission-application-due-dates/) (checked 2026-10-18)
- [University of Canterbury, Prepay your tuition fees (upd. 17 Oct 2025); Apply for your student visa (upd. 16 Sep 2025) ;](https://www.canterbury.ac.nz/study/getting-started/admission-and-enrolment/enrol-international-student/3-prepay-your-tuition-fees) (checked 2026-10-18)
- [NZQA, The Tertiary and International Learners Code of Practice; The Code for learners](https://www2.nzqa.govt.nz/tertiary/the-code/) (checked 2026-10-18)
- [Lincoln University, Visa requirements; international student support ;](https://www.lincoln.ac.nz/life-at-lincoln/international-students/international-student-support/) (checked 2026-10-18)
- [University of Waikato, Preparing to come to New Zealand; student visas](https://www.waikato.ac.nz/int/study/international/preparing-to-come-to-new-zealand/) (checked 2026-10-18)
- [New Zealand Police, home page (111 and 105)](https://www.police.govt.nz/) (checked 2026-10-18)
- [Human Rights Commission, home page (read in Chrome)](https://tikatangata.org.nz/) (checked 2026-10-18)
- [INZ, Working on a student visa](https://www.immigration.govt.nz/study/once-you-have-a-student-visa/working-on-a-student-visa/) (checked 2026-10-18)
- [INZ, Check or change your student visa conditions](https://www.immigration.govt.nz/study/once-you-have-a-student-visa/check-or-change-your-student-visa-conditions/) (checked 2026-10-18)
- [Study with New Zealand, Work visa rights (incl. FAQ)](https://www.studywithnewzealand.govt.nz/en/plan-your-studies/visas/work-visa-rights-new-zealand) (checked 2026-10-18)
- [Employment New Zealand, Minimum wage rates and types (effective 1 Apr 2026)](https://www.employment.govt.nz/pay-and-hours/pay-and-wages/minimum-wage/minimum-wage-rates-and-types) (checked 2026-10-18)
- [Inland Revenue, Tax rates for individuals](https://www.ird.govt.nz/income-tax/income-tax-for-individuals/tax-codes-and-tax-rates-for-individuals/tax-rates-for-individuals) (checked 2026-10-18)
- [University of Auckland, Grade descriptors policy](https://www.auckland.ac.nz/en/about-us/about-the-university/policy-hub/education-student-experience/assessment/grade-descriptors-policy.html) (checked 2026-10-18)
- [INZ, Genuine intentions to study in New Zealand](https://www.immigration.govt.nz/process-to-apply/applying-for-a-visa/providing-evidence-and-documents-to-support-your-visa-application/genuine-intentions-to-study-in-new-zealand/) (checked 2026-10-18)
- [INZ, Staying to work after finishing your study](https://www.immigration.govt.nz/study/after-you-finish-your-study/staying-to-work-after-finishing-your-study/) (checked 2026-10-18)
- [INZ, Post-Study Work Visa (read in Chrome)](https://www.immigration.govt.nz/visas/post-study-work-visa/) (checked 2026-10-18)

## Can I stay and work in New Zealand after graduating?

Yes: a master’s with at least 30 full-time weeks in New Zealand gives a Post-Study Work Visa of 3 years’ open work, once only. Apply within 3 months of the student visa ending.

- **Post-Study Work Visa (INZ rules WD3.1 from 18 Nov 2024 and WD3.5 from 20 Apr 2026):** only full-time weeks studied **in New Zealand** count (holidays, repeated papers and credit-transferred study excluded). Once only. Apply within 3 months of the student visa ending (6 for a doctorate); it can be applied for from India within that window. Partner can get a work visa; children can study as domestic students.

| Programme | Post-study work result |
|---|---|
| Master's (Level 9), 120/180/240 points, 30+ weeks in NZ | 3 years, open work. Partner open work visa during study and after. |
| Doctorate (Level 10), 30+ weeks | 3 years, open work; apply after thesis submission. Children domestic-fee school during the PhD. |
| Postgraduate diploma (Level 8), 30+ weeks | Time studied (about 1 year), open work. Partner work visa during study only if on the Green List or INZ's list. |
| Postgraduate certificate (Level 8, 60 credits) | Normally under 30 weeks: no visa. |
| Honours (Level 8) or bachelor's (Level 7), 30+ weeks | Time studied, open work. Bachelor's followed straight on by honours or a postgraduate diploma: combined, max 3 years. |
| Graduate diploma (Level 7) | Before 16 Nov 2026: only if on INZ's list, job-tied. From 16 Nov 2026: with a bachelor's, time studied, max 1 year, open work; otherwise 6-month Short-Term Graduate Work Visa. |
| Diplomas and certificates (Levels 4–7) | Only if on INZ's list (construction, engineering, teaching, dairy, automotive), job-tied, time studied. From 16 Nov 2026: else 6-month Short-Term Graduate Work Visa (Level 5–7, 24+ weeks; no partner work visa). |
| Master's under 30 weeks in NZ | No visa on the master's; if it followed straight on from an eligible award, visa on that award (apply within 12 months). |
| Part-time, online or mostly offshore study | No student visa and no post-study visa. |

- **Employer visa (AEWV):** full-time offer from an accredited employer at the market rate; up to 5 years.
- **Residence (Skilled Migrant Category):** 6 points and a skilled job with an accredited employer; age 55 or under. A New Zealand master's (30 weeks full-time, plus a bachelor's) = 6 points. Green List jobs: residence straight away or after 2 years.
- **Citizenship:** usually after 5 years as a resident. India does not allow dual citizenship.
- **Back in India:** AIU grants equivalence for degrees from accredited foreign universities.

Official sources:

- [INZ, Post-Study Work Visa (read in Chrome)](https://www.immigration.govt.nz/visas/post-study-work-visa/) (checked 2026-10-18)
- [INZ, Staying to work after finishing your study](https://www.immigration.govt.nz/study/after-you-finish-your-study/staying-to-work-after-finishing-your-study/) (checked 2026-10-18)
- [INZ Operational Manual (issue 7 Oct 2026), WD3.1 Determining a Post-Study work visa (effective 18/11/2024; read in Chrome)](https://www.immigration.govt.nz/opsmanual/71685.htm) (checked 2026-10-18)
- [INZ, Qualifications needed for a Post-Study Work Visa](https://www.immigration.govt.nz/study/after-you-finish-your-study/qualifications-needed-for-a-post-study-work-visa/) (checked 2026-10-18)
- [INZ Operational Manual, WD3.5 Currency and conditions of Post-study work visas (effective 20/04/2026)](https://www.immigration.govt.nz/opsmanual/71752.htm) (checked 2026-10-18)
- [INZ, New and updated post-study work visa options (published 29 May 2026; first published 12 Mar 2026)](https://www.immigration.govt.nz/about-us/news-centre/new-and-updated-post-study-work-visa-options/) (checked 2026-10-18)
- [INZ, Accredited Employer Work Visa](https://www.immigration.govt.nz/visas/accredited-employer-work-visa/) (checked 2026-10-18)
- [INZ, Skilled Migrant Category Resident Visa](https://www.immigration.govt.nz/visas/skilled-migrant-category-resident-visa/) (checked 2026-10-18)
- [INZ, Green List roles](https://www.immigration.govt.nz/work/requirements-for-work-visas/green-list-occupations-qualifications-and-skills/green-list-roles-jobs-we-need-people-for-in-new-zealand/) (checked 2026-10-18)
- [NZ Legislation, Immigration (Visa, Entry Permission, and Related Matters) Regulations 2010, Schedule 4 Fees and Schedule 6 Immigration levy (version as at 01 June 2026; read in Chrome)](https://www.legislation.govt.nz/secondary-legislation/pco-drafted/2010/241/en/latest/) (checked 2026-10-18)
- [govt.nz, Presence requirements for NZ citizenship](https://www.govt.nz/browse/passports-citizenship-and-identity/nz-citizenship/requirements-for-nz-citizenship/presence-requirements/) (checked 2026-10-18)
- [govt.nz, Dual citizenship](https://www.govt.nz/browse/passports-citizenship-and-identity/nz-citizenship/changing-your-citizenship-status/dual-citizenship/) (checked 2026-10-18)
- [Government of India, The Citizenship Act, 1955 (PDF)](https://indiancitizenshiponline.nic.in/Documents/UserGuide/Citizenship_Act_1955_16042019.pdf) (checked 2026-10-18)
- [INZ Operational Manual, WD2 Lodging an application under Post-Study work visa instructions (effective 16/12/2025)](https://www.immigration.govt.nz/opsmanual/71683.htm) (checked 2026-10-18)
- [Association of Indian Universities, Equivalence of Degree](https://aiu.ac.in/frontpage/equivalence-of-degree/) (checked 2026-10-18)

## Common mistakes Indian students make

The costliest mistakes: choosing a postgraduate certificate or any programme with under 30 full-time weeks in New Zealand, NBFC loans or unexplained deposits, and missing the 3-month post-study window.

1. Choosing a postgraduate certificate, or any programme with under 30 full-time weeks in New Zealand: no post-study visa.
2. Part-time or online study: no student visa.
3. NBFC loans or unexplained deposits.
4. A sponsor who is not immediate family.
5. Bank-transfer screenshots or agent receipts as tuition proof.
6. Applying for the visa late (India's caseload is slower).
7. Relying on an English-medium letter from an unlisted Indian institution.
8. Changing provider without a new visa.
9. Missing the 3-month post-study window, or having used a post-study visa before.
10. Job-offer scams, which INZ says are common in India and South Asia.

Official sources:

- [INZ, Working on a student visa](https://www.immigration.govt.nz/study/once-you-have-a-student-visa/working-on-a-student-visa/) (checked 2026-10-18)
- [INZ, Check or change your student visa conditions](https://www.immigration.govt.nz/study/once-you-have-a-student-visa/check-or-change-your-student-visa-conditions/) (checked 2026-10-18)
- [INZ, Fee Paying Student Visa (read in Chrome)](https://www.immigration.govt.nz/visas/fee-paying-student-visa/) (checked 2026-10-18)
- [INZ Operational Manual, WD3.5 Currency and conditions of Post-study work visas (effective 20/04/2026)](https://www.immigration.govt.nz/opsmanual/71752.htm) (checked 2026-10-18)
- [INZ, New and updated post-study work visa options (published 29 May 2026; first published 12 Mar 2026)](https://www.immigration.govt.nz/about-us/news-centre/new-and-updated-post-study-work-visa-options/) (checked 2026-10-18)
- [INZ, Post-Study Work Visa (read in Chrome)](https://www.immigration.govt.nz/visas/post-study-work-visa/) (checked 2026-10-18)
- [INZ, Staying to work after finishing your study](https://www.immigration.govt.nz/study/after-you-finish-your-study/staying-to-work-after-finishing-your-study/) (checked 2026-10-18)
- [INZ, Apply early and be ready (published 17 Sep 2026)](https://www.immigration.govt.nz/about-us/news-centre/apply-early-and-be-ready-tips-for-a-smooth-student-visa-application/) (checked 2026-10-18)
- [MFAT, New Zealand High Commission to India](https://www.mfat.govt.nz/en/countries-and-regions/asia/india/new-zealand-high-commission) (checked 2026-10-18)
- [INZ, Getting help with your visa application](https://www.immigration.govt.nz/study/study-visas/getting-help-with-your-visa-application/) (checked 2026-10-18)
- [INZ, Genuine intentions to study in New Zealand](https://www.immigration.govt.nz/process-to-apply/applying-for-a-visa/providing-evidence-and-documents-to-support-your-visa-application/genuine-intentions-to-study-in-new-zealand/) (checked 2026-10-18)
- [INZ, Skilled Migrant Category Resident Visa](https://www.immigration.govt.nz/visas/skilled-migrant-category-resident-visa/) (checked 2026-10-18)
